Thanks for visiting Mike & Oliver’s “Buying a Home in San Francisco” page on our real estate blog. This is a great place to start if you’re searching for a home in the San Francisco Bay Area. At Zephyr Real Estate, we’re known for our good real estate practice, impeccable ethics, excellent negotiation skills and consistently delivering a smooth home buying experience. If we’re the kind of real estate agents you are looking to represent you in your next transaction, then please call Mike & Oliver, you won’t be disappointed.
#1 Obtain Pre-Approval and Decide What You Can or Want to Afford
The most important first step before starting your search for a home in San Francisco is to speak with your bank or a mortgage person and figure out how much you can or want to afford. Your mortgage broker will look at your finances and maximize the amount you can borrow. The next step is to consider how much you want to spend. This process will also lead to obtaining a Pre-Approval Letter which will be submitted with any offers you write. There is no point falling in love with a home that is just outside of your budget.
TIP #2 Know What Are You Looking For
Narrow down the neighborhoods you are interested in and the type of home that will be a good fit for you. Single Family Home, Condo, TIC, they all have pluses and minuses. Think about what you really want. Think about what you need (aka your “Must Haves”) and make a list. If you’re at the stage where you’re not sure exactly what you want or need, we can help. Give us a call.
TIP #3 Learn About the SF Real Estate Market Now
The San Francisco real estate market is very competitive! The more knowledge you have about the market, the better buyer you will be. The sooner you begin your research, the better. We can help you figure out the best way to get the information you need to make the right choice when the time comes. Preparation will be your friend!
TIP #4 Tap into the Vast Real Estate Knowledge of Experts – ASK us!
We’ve been helping home buyers in San Francisco for many, many years. Tap into our knowledge and experience to find the best home for you in San Francisco! Every step of the way we will be an invaluable resource for you. Give us a call and we will tap you into the San Francisco real estate market in ways you may not even know are possible including properties that aren’t publicly available. One of the best things we bring to the table are our long standing relationships with other realtors that key us into all the properties being prepared for sale but aren’t being marketed yet. Even if you don’t work with us, it’s very important to find an honest, knowledgeable, and experienced local real estate agent.
TIP #5 Remember, the Best Buyers Get the Best Deals
Our best clients have always been the ones that are the most knowledgeable, so take the time to understand how the market is really working. You wouldn’t jump into the treacherous surf at Ocean Beach without being prepared…right? Let us help you understand what you are getting into.