Senate Approves Financial Reform Bill

As far as buying a home goes some changes that this bill will create are: Limits how lenders can penalize borrowers for paying off their loan early (prepayment penalty). No more stated loans…that’s where the lender trusts you to tell them the truth about your financials without proof in exchange for a higher interest rate. Lenders and brokers won’t be allowed to push borrowers to accept loans with higher interest rates or with risky features…I’m curious how they are going to govern […]

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This is How to Look at Real Estate Investing

If you are starting to consider purchasing rental property coming up with the right strategy can be quite daunting.  Here are two articles that might be able to give you some things to consider.  The articles provide a quick and easy way to understand different strategies for using real estate as an investment….these are not get rich quick schemes! 5 Simple Ways To Invest In Real Estate It is important to be circumspect when considering purchasing an investment property, particularly […]

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Foreclosure Rate Dropping!

San Francisco wasn’t hit like the rest of the country and this article is dealing with foreclosure rates nationwide.  Still as more people are convinced that the bottom has been hit prices will begin to go up.  Maybe lenders will lighten up too…I’m not asking for easy money like pre 2007, but I’ve had several unsalable properties because of, from my perspective, insignificant issues like an owner owning more than one unit in a building.  Anyway, crappy overpriced listings are […]

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I Wish It Were An AT&T Cell Tower

So T-Mobile is thinking about putting a cell tower at 16th and Dolores on top of the Lutheran church.  Apparently people are worried about radiation…I’d say the die has been cast on cell phones, although when I think how many thousands of hours my phone has been in my pocket…I do worry a little about the children.  I read the story on SFAppeal.  Please AT&T work harder…you’re letting T-mobile get all the best spots!

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